UGIB

Group Life & Group Personal Accident

The basic cover under a group life policy is accidental/natural death occurring to the insured person anywhere in the world. This can be extended to include Permanent and Temporary Disability following accidents. The benefit limit can either be based on a flat amount or salary based cover at a very minimal cost on the part of the employer/company.
The workmen's compensation insurance while providing benefits against industrial injury and death excludes natural death. Therefore, it is recommended that this cover be taken either as an extension of workmen's compensation insurance or independently as a stand-alone cover.

For the employers, providing a life insurance cover for their employees would help them ease the burden of paying their employees in regard to the UAE Labour Law.